1. Protect your debit card and personal identification number (PIN). Never share your PIN number with anyone, including financial institutions, law enforcement agencies, friends and family members. Memorize your PIN number – and do not write in on or near your debit card. If you suspect someone has discovered your PIN number, change it immediately.
2. When selecting a PIN, don't use obvious information. You could be liable if you use your name, address, telephone number, date of birth or social insurance number.
3. Try to use terminals you are familiar with. If possible, use terminals inside banks rather than independent terminals.
4. When using an ATM be aware of your surroundings. Look around before you begin your transaction. If you notice any suspicious activity, cancel your transaction and look for another ATM. When making a transaction from your car, make sure the car doors are locked.
5. After hours: if you must use an ATM after hours, be sure it is well lighted. Try to use one that is not isolated and is frequented by other users.
6. Protect your privacy. Use your body as a shield from "shoulder surfers" as you conduct your transaction.
7. Never walk away from the ATM with cash in hand. If you want to count your money, do so at the terminal. Take your time putting your money away – and be sure to collect your card and receipt.
8. Report lost or stolen cards as soon as you notice they are missing.
9. Check your receipts against your monthly statements.
10. Tear up your receipts as soon as you no longer need them.
Source: www.50plus.com
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